{"id":23347,"date":"2024-07-19T15:53:59","date_gmt":"2024-07-19T15:53:59","guid":{"rendered":"https:\/\/www.webmonkey.com\/i-tried-12-money-earning-apps-without-investment\/"},"modified":"2024-09-09T16:25:01","modified_gmt":"2024-09-09T16:25:01","slug":"money-earning-apps-without-investment","status":"publish","type":"post","link":"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/","title":{"rendered":"I Tried 18 Money Earning Apps Without Investment"},"content":{"rendered":"\n<p>Do you want to make money in your spare time without having to spend money? If the answer is yes, then these money making apps without investment are up your alley.<\/p>\n\n\n\n<p>I've been testing out ways to make money with phones for years at this point. And in this post, I'm sharing 12 of my all time favorite ways to make money with your phone without investment.<\/p>\n\n\n\n<p>I'm covering a mix of survey, reward, and gaming apps. And there's also a mix of Android and iOS apps to ensure anyone can begin earning.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"7 Free Money Earning Apps Without Investment (FAST & Easy Payments!)\" width=\"720\" height=\"405\" src=\"https:\/\/www.youtube.com\/embed\/hRZqMWGZd9E?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong>Want more money ideas while you try these money apps? Checkout<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/earnin\" target=\"_blank\" rel=\"nofollow noopener\"><strong>EarnIn<\/strong><\/a>: Borrow $100 a day against an upcoming paycheck!<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/turbodebt\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>TurboDebt<\/strong><\/a>: Get fast debt relief assistance if you have $10,000+ in debt!<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Best_Money_Earning_Apps_Without_Investment\"><\/span><strong>The Best Money Earning Apps Without Investment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #1a202c;color:#1a202c\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #1a202c;color:#1a202c\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#The_Best_Money_Earning_Apps_Without_Investment\" title=\"The Best Money Earning Apps Without Investment\">The Best Money Earning Apps Without Investment<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#1_Surveoo\" title=\"1. Surveoo\">1. Surveoo<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#2_Branded_Surveys\" title=\"2. Branded Surveys\">2. Branded Surveys<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#3_Freecash\" title=\"3. Freecash\">3. Freecash<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#4_Capital_One_Shopping\" title=\"4. Capital One Shopping\">4. Capital One Shopping<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#5_Cash_Giraffe\" title=\"5. Cash Giraffe\">5. Cash Giraffe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#6_Survey_Junkie\" title=\"6. Survey Junkie\">6. Survey Junkie<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#7_Rewarded_Play\" title=\"7. Rewarded Play\">7. Rewarded Play<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#8_Scrambly\" title=\"8. Scrambly\">8. Scrambly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#9_Prime_Opinion\" title=\"9. Prime Opinion\">9. Prime Opinion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#10_InboxDollars\" title=\"10. InboxDollars\">10. InboxDollars<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#11_Five_Surveys\" title=\"11. Five Surveys\">11. Five Surveys<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#12_Swagbucks\" title=\"12. Swagbucks\">12. Swagbucks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#13_Nielsen_Panel\" title=\"13. Nielsen Panel\">13. Nielsen Panel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#14_Honeygain\" title=\"14. Honeygain\">14. Honeygain<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#15_MyFreeApp\" title=\"15. MyFreeApp\">15. MyFreeApp<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#16_Money_Well\" title=\"16. Money Well\">16. Money Well<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#17_Mistplay\" title=\"17. Mistplay\">17. Mistplay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#18_Cash-Back_Apps\" title=\"18. Cash-Back Apps\">18. Cash-Back Apps<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#What_Are_The_Best_Money_Earning_Games_Without_Investment\" title=\"What Are The Best Money Earning Games Without Investment?\">What Are The Best Money Earning Games Without Investment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#How_Much_Can_You_Earn\" title=\"How Much Can You Earn?\">How Much Can You Earn?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.webmonkey.com\/money-earning-apps-without-investment\/#Final_Thoughts\" title=\"Final Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Surveoo\"><\/span><strong>1. Surveoo<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/surveoo-review\/\" data-type=\"post\" data-id=\"23371\">Surveoo<\/a> is one of my favorite <a href=\"https:\/\/www.webmonkey.com\/surveys-that-pay-cash-instantly\/\" data-type=\"post\" data-id=\"20031\">instant cash survey sites<\/a> that lets you earn money online without spending a penny.<\/p>\n\n\n\n<p>It's also available in 100+ countries, making it a popular <a href=\"https:\/\/www.webmonkey.com\/international-survey-sites\/\" data-type=\"post\" data-id=\"25086\">international survey site<\/a>. And surveys you complete payout anywhere from $0.10 to $5 or more.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"700\" height=\"345\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Surveoo.jpg\" alt=\"\" class=\"wp-image-23062\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Surveoo.jpg 700w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Surveoo-300x148.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/figure><\/div>\n\n\n<p>I like Surveoo because it generally has dozens of surveys you can complete, so opportunities don't run out. You also get to cash out right to PayPal or with 10+ free gift cards in many countries.<\/p>\n\n\n\n<p>\ud83d\udc49 <strong><a href=\"https:\/\/www.webmonkey.com\/go\/surveoo\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Start earning with Surveoo!<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Branded_Surveys\"><\/span><strong>2. Branded Surveys<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/is-branded-surveys-legit\/\">Branded Surveys<\/a> is a leading <a href=\"https:\/\/www.webmonkey.com\/best-survey-sites\/\">survey website<\/a> that's available in the United States, Canada, and the UK. And it has a new mobile app that lets you answer surveys while on the go.<\/p>\n\n\n\n<p>Surveys pay anywhere from $0.25 to $1 to $2. You only need $5 to cash out, however, so it's a nice way to get quick cash without spending your own.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Branded-Surveys-website.jpg\" alt=\"Branded Surveys website\" class=\"wp-image-22255\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Branded Surveys lets you cash out with a variety of gift cards and PayPal cash. And you can earn bonus cash each month through its Branded Elite loyalty program.<\/p>\n\n\n\n<p>There's also a $1 sign up bonus going on right now, so it's a perfect time to try out this leading <a href=\"https:\/\/www.webmonkey.com\/best-survey-apps\/\">survey app<\/a>.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.webmonkey.com\/go\/branded-surveys\" target=\"_blank\" rel=\"nofollow noopener\">Get $1 from Branded Surveys!<\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Freecash\"><\/span><strong>3. Freecash<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/is-freecash-legit\/\">Freecash<\/a> is a new rewards platform I've been testing out for the last couple of months in my spare time.<\/p>\n\n\n\n<p>I've already earned over $80 with just a bit of testing. And my favorite part about Freecash is that is has 100+ ways to earn at a given time.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"597\" height=\"325\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Freecash-website.jpg\" alt=\"\" class=\"wp-image-24734\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Freecash-website.jpg 597w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Freecash-website-300x163.jpg 300w\" sizes=\"(max-width: 597px) 100vw, 597px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Downloading apps, watching videos, answering surveys, and <a href=\"https:\/\/www.webmonkey.com\/games-that-pay-real-money-instantly\/\">playing real money games<\/a> are just a few examples. The team also adds new offers all the time to keep things fresh.<\/p>\n\n\n\n<p>You can sign up for free with your email. Freecash has a website version as well as a free Android app. And when you cash out, you choose between PayPal cash, crypto, and free gift cards.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/freecash\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Try out Freecash!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Capital_One_Shopping\"><\/span><strong>4. Capital One Shopping<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tired of overspending when you shop online? Then you need to try <strong><a href=\"https:\/\/www.webmonkey.com\/go\/capital-one-shopping\" target=\"_blank\" rel=\"nofollow noopener\">Capital One Shopping<\/a><\/strong>.<\/p>\n\n\n\n<p>This is the best earning app without investment for online shoppers in my opinion. And that's because Capital One Shopping automatically applies available coupon codes at 30,000+ stores when you shop online.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"650\" height=\"356\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Capital-One-Shopping-bonus.jpg\" alt=\"Venmo 10 sign up bonus\" class=\"wp-image-20858\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Capital-One-Shopping-bonus.jpg 650w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Capital-One-Shopping-bonus-300x164.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>All you need to do is download its free <a href=\"https:\/\/www.webmonkey.com\/best-chrome-extensions\/\">shopping extension<\/a> to get started. You can then <a href=\"https:\/\/www.webmonkey.com\/cut-down-on-expenses\/\">save money<\/a> on autopilot by having Capital One Shopping on your side.<\/p>\n\n\n\n<p>It even has an Amazon price-comparison tool to help you find the lowest prices. Plus, you can earn rewards that are redeemable for gift cards if you shop at partner merchants.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/capital-one-shopping\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start saving with Capital One Shopping<\/strong><\/a> or read our <a href=\"https:\/\/www.webmonkey.com\/is-capital-one-shopping-legit\/\" data-type=\"post\" data-id=\"27520\">Capital One Shopping review<\/a> for all the info.<\/p>\n\n\n\n<p><em>Note: Capital One Shopping compensates us when you sign up with the provided links.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Cash_Giraffe\"><\/span><strong>5. Cash Giraffe<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/cash-giraffe-review\/\">Cash Giraffe<\/a> is an <a href=\"https:\/\/www.webmonkey.com\/android-games-that-pay-real-money\/\">Android gaming app<\/a> that lets you make money by playing new games.<\/p>\n\n\n\n<p>What's unique about this app is that you can cash out at only $0.20. And when I tested out Cash Giraffe, it was one of the easiest <a href=\"https:\/\/www.webmonkey.com\/win-real-money-apps\/\">win real money apps<\/a> I've ever used.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" width=\"991\" height=\"343\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Cash-Giraffe-app.jpg\" alt=\"\" class=\"wp-image-25305\" style=\"width:600px\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Cash-Giraffe-app.jpg 991w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Cash-Giraffe-app-300x104.jpg 300w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Cash-Giraffe-app-768x266.jpg 768w\" sizes=\"(max-width: 991px) 100vw, 991px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>The game variety is also a selling point, and Cash Giraffe has plenty of genres to choose from. Plus, the team adds new games all the time to keep things fresh.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/cashgiraffe\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Try out Cash Giraffe!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Survey_Junkie\"><\/span><strong>6. Survey Junkie<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/is-survey-junkie-legit\/\">Survey Junkie<\/a> is another money making app without investment I've used over the years. And let me tell you, this app is super simple to use.<\/p>\n\n\n\n<p>All you have to do is create a free account with Survey Junkie and then answer some questions about yourself. From there, you answer additional short surveys to begin earning.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/SurveyJunkie.png\" alt=\"SurveyJunkie\" class=\"wp-image-5058\" style=\"width:650px\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Surveys can pay upwards of $1 to $3, making it one of the <a href=\"https:\/\/www.webmonkey.com\/highest-paying-survey-sites\/\">highest paying survey companies<\/a> in the business. And my favorite part is you only need $5 to cash out.<\/p>\n\n\n\n<p>In terms of rewards, dozens of gift cards and PayPal money are available. So, most people can cash out in just a day or two of using the app.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/survey-junkie\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Try out Survey Junkie!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Rewarded_Play\"><\/span><strong>7. Rewarded Play<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you have an Android phone and enjoy mobile games, then <a href=\"https:\/\/www.webmonkey.com\/rewarded-play-review\/\">Rewarded Play<\/a> is for you.<\/p>\n\n\n\n<p>This is one of the leading ways to <a href=\"https:\/\/www.webmonkey.com\/apps-that-pay-you-to-play-games\/\">earn money by playing games<\/a>. All you have to do is download Rewarded Play and then look through its library of games you want to play.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Rewarded-Play-app.jpg\" alt=\"Rewarded Play app\" class=\"wp-image-19967\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>From there, Rewarded Play pays you with coins as you discover and play new games. You can then cash out with a range of <a href=\"https:\/\/www.webmonkey.com\/how-to-get-free-gift-cards\/\">free gift cards<\/a> at only $5.<\/p>\n\n\n\n<p>In my experience, this is a nice way to snag a few gift cards each month while checking out new games. And I like that you can cash out quickly at only $5.<\/p>\n\n\n\n<p>If you have an iPhone, don't fret! Instead, check out our post on the <a href=\"https:\/\/www.webmonkey.com\/ios-games-for-money\/\">top iPhone money games that pay<\/a>.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/rewarded-play\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start earning with Rewarded Play!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_Scrambly\"><\/span><strong>8. Scrambly<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/is-scrambly-io-legit\/\">Scrambly<\/a> is a new rewards website and Android app I've been testing out the last few months. And it's a must-try if you live in the United States or Canada.<\/p>\n\n\n\n<p>It's <a href=\"https:\/\/www.webmonkey.com\/websites-like-freecash\/\">similar to Freecash<\/a> and pays you to download different games, answer surveys, shop online, and more. But some of its offers pay $25 to $55+ right now, so it's extremely competitive.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" width=\"700\" height=\"345\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Scrambly-1.jpg\" alt=\"\" class=\"wp-image-24033\" style=\"width:650px\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Scrambly-1.jpg 700w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Scrambly-1-300x148.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>I've already earned over $400 with Scrambly since getting started. And I love that you can cash out with PayPal at only $1. Free gift cards to Amazon, Spotify, Apple, Walmart, and <a href=\"https:\/\/www.webmonkey.com\/free-google-play-credit\/\">Google Play<\/a> are also available.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/scrambly\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start making money with Scrambly!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_Prime_Opinion\"><\/span><strong>9. Prime Opinion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/prime-opinion-review\/\">Prime Opinion<\/a> is an international survey site I've also been using lately. And like other survey companies, it's an easy way to <a href=\"https:\/\/www.webmonkey.com\/get-paid-to-answer-questions\/\">get paid for your opinon<\/a> and without having to spend money yourself.<\/p>\n\n\n\n<p>I like Prime Opinion in particular since its website is very easy to use. In contrast, a lot of survey sites I've tested are glitchy and irritating to use.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"600\" height=\"300\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Prime-Opinion-1.jpg\" alt=\"\" class=\"wp-image-24189\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Prime-Opinion-1.jpg 600w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Prime-Opinion-1-300x150.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Surveys pay you anywhere from $0.10 to $1 to $3, or even more if you get lucky. You can cash out with gift cards and PayPal cash at only $5 as well.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/primeopinion\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Sign up for Prime Opinion!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_InboxDollars\"><\/span><strong>10. InboxDollars<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you live in the United States, another leading money app without investment you can test out is <a href=\"https:\/\/www.webmonkey.com\/is-inboxdollars-legit\/\">InboxDollars<\/a>.<\/p>\n\n\n\n<p>This popular rewards website has a lot going for it. For one, you get a <a href=\"https:\/\/www.webmonkey.com\/5-sign-up-bonus\/\">$5 sign up bonus<\/a> right off the bat. You can then make money by completing surveys, watching videos, <a href=\"https:\/\/www.webmonkey.com\/get-paid-to-read-emails\/\">reading emails<\/a>, shopping online, and more.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/InboxDollars.jpg\" alt=\"InboxDollars\" class=\"wp-image-11511\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>You need $15 to cash out the first time, which is the main downside in my opinion. But future cash outs only take $10. For rewards, PayPal cash and a wide range of gift cards are available.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/inboxdollars\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Get $5 from InboxDollars!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_Five_Surveys\"><\/span><strong>11. Five Surveys<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Are you tired of confusing survey sites with low payouts? Then <a href=\"https:\/\/www.webmonkey.com\/five-surveys-review\/\">Five Surveys<\/a> is for you.<\/p>\n\n\n\n<p>This free site pays you to answer short surveys in your spare time. And you earn $1 for every survey you complete, which is a pretty competitive rate.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"695\" height=\"361\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Five-Surveys-site.jpg\" alt=\"Five Surveys site\" class=\"wp-image-24988\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Five-Surveys-site.jpg 695w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/03\/Five-Surveys-site-300x156.jpg 300w\" sizes=\"(max-width: 695px) 100vw, 695px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>My favorite part is that it only takes $5 to cash out. So, there's no waiting around for ages to cash out, and you're not dealing with a confusing points system.<\/p>\n\n\n\n<p>As for rewards, Five Surveys lets you redeem PayPal cash and gift cards to companies like Amazon, Nike, iTunes, Starbucks, and <a href=\"https:\/\/www.webmonkey.com\/how-to-get-free-target-gift-cards\/\">Target<\/a>.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/five-surveys\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start earning with Five Surveys!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12_Swagbucks\"><\/span><strong>12. Swagbucks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/is-swagbucks-legit\/\">Swagbucks<\/a> is a leading money-making app that you can use to earn cash and gift cards in your spare time. And I've been using this platform for the last 5+ years and have cashed out dozens of times.<\/p>\n\n\n\n<p>With Swagbucks, you can earn with surveys, gaming offers, shopping online, and by <a href=\"https:\/\/www.webmonkey.com\/watch-ads-for-money\/\">watching ads<\/a>. You can then cash out with dozens of gift cards at only $1.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Swagbucks-sign-up.jpg\" alt=\"Swagbucks sign up\" class=\"wp-image-19125\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>PayPal cash is also available at $5. And Swagbucks has even more options to earn like scanning receipts, answering daily polls, and referring your friends to join.<\/p>\n\n\n\n<p>Its app is also available on both Android and iOS. Overall, it's one of the most popular ways to make money with your phone without investing out there, and for good reason.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/Swagbucks\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start earning with Swabucks!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"13_Nielsen_Panel\"><\/span><strong>13. Nielsen Panel<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Do you want to earn even more <a href=\"https:\/\/www.webmonkey.com\/passive-income-streams\/\">passive income<\/a>? If the answer is yes, then the <a href=\"https:\/\/www.webmonkey.com\/nielsen-computer-mobile-panel-review\/\">Nielsen Mobile Panel<\/a> is one of the top money earning apps without investment you should use.<\/p>\n\n\n\n<p>Nielsen is a massive market research company that's willing to <a href=\"https:\/\/www.webmonkey.com\/get-paid-for-your-data\/\">pay for your data<\/a>. All you do is download its mobile panel app, register your device, and then you earn as you share data about how you browse the web.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/nielson-panel-passive-income.jpg\" alt=\"nielson panel passive income\" class=\"wp-image-96\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>The panel pays $50+ per year in <a href=\"https:\/\/www.webmonkey.com\/earn-free-money\/\">free money<\/a>, all for just sharing your data. And you can enable it on your desktop or laptop as well for additional cash sweepstake entries.<\/p>\n\n\n\n<p>I used Nielsen Panel during college, and it's an easy way to earn money each month without having to invest or lift a finger.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/nielsenpanel\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Try out the Nielsen Panel!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"14_Honeygain\"><\/span><strong>14. Honeygain<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/passive-income-making-websites\/\">Passive income apps<\/a> are one of my favorite categories of money earning apps without investment. In fact, I've tested out dozens of these apps over the years ever since my <a href=\"https:\/\/www.webmonkey.com\/phone-farming-passive-income\/\">phone farming experiments<\/a>.<\/p>\n\n\n\n<p>And out of all of these apps, <a href=\"https:\/\/www.webmonkey.com\/go\/Honeygain-review\/\">Honeygain<\/a> is one of the easiest to use. It lets you <a href=\"https:\/\/www.webmonkey.com\/sell-bandwidth\/\">sell your internet bandwidth<\/a> to other people, turning your smartphone or laptop into a node in a VPN network.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Honeygain-website.jpg\" alt=\"Honeygain website\" class=\"wp-image-7560\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Honeygain pays you with small amounts of passive income as you share your bandwidth. All you have to do is let the app run in the background, so it's perfect for a spare device.<\/p>\n\n\n\n<p>I like Honeygain since it's globally available. You can also cash out with PayPal at $20 or with <a href=\"https:\/\/www.webmonkey.com\/jumptask-review\/\">JumpTask<\/a>, a new crypto platform, anytime you want.<\/p>\n\n\n\n<p>Also, if you like Honeygain, make sure you check out <a href=\"https:\/\/www.webmonkey.com\/pawns-app-review\/\">Pawns<\/a> as well. It also lets you earn money without investing since you can share your internet or answer surveys to earn.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"15_MyFreeApp\"><\/span><strong>15. MyFreeApp<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/myfreeapp-review\/\">MyFreeApp<\/a> is available in the United States and also lets you try new apps and games to earn. It has dozens of offers to choose from, and the gaming offers are what I love the most.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" width=\"700\" height=\"369\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/MyFreeApp.png\" alt=\"MyFreeApp\" class=\"wp-image-26091\" style=\"width:650px\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/MyFreeApp.png 700w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/MyFreeApp-300x158.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>For example, you can get paid to play a wide variety of game genres. Word, action, <a href=\"https:\/\/www.webmonkey.com\/bingo-games-that-pay-real-money\/\">Bingo<\/a>, strategy, and <a href=\"https:\/\/www.webmonkey.com\/puzzle-games-for-cash\/\">puzzle money games<\/a> are all available. Plus, new offers get added daily.<\/p>\n\n\n\n<p>As for rewards, PayPal cash is available at only $1. You can also cash out with a range of gift cards. And if you use our promo code WEBMONKEY, you get a nice $1 bonus after making your first cash out of at least $3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"16_Money_Well\"><\/span><strong>16. Money Well<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you like the idea of playing video games to make money, then <a href=\"https:\/\/www.webmonkey.com\/is-money-well-legit\/\">Money Well<\/a> is for you.<\/p>\n\n\n\n<p>Like Cash Giraffe, Money Well lets you earn cash and <a href=\"https:\/\/www.webmonkey.com\/earn-gift-cards-by-playing-games\/\">gift cards by playing games<\/a>. All you do is download Money Well and then choose additional games you want to play from its library.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Money-Well-app.jpg\" alt=\"Money Well app\" class=\"wp-image-20216\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>You can redeem your earnings for PayPal cash at just $0.50, which is a low cash out threshold. And I like using this money making app since it has a decent mix of game genres.<\/p>\n\n\n\n<p>Personally, I stick with puzzle, strategy, <a href=\"https:\/\/www.webmonkey.com\/word-games-that-pay-real-money\/\">word<\/a>, and action games the most with Money Well. But there are dozens of games to try at a given time.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/moneywell\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start earning with Money Well!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"17_Mistplay\"><\/span><strong>17. Mistplay<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/Mistplay-review\/\">Mistplay<\/a> is yet another popular way to play Android games for cash and gift cards. And this is actually one of the first money earning apps without investment I've ever tried.<\/p>\n\n\n\n<p>The app is <a href=\"https:\/\/www.webmonkey.com\/go\/Mistplay-vs-cash-giraffe\/\">similar to Cash Giraffe<\/a> and pays you to try out new games. The best part is how extensive Mistplay's gaming library is, so there's always new games to try.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Mistplay-app.jpg\" alt=\"Mistplay app\" class=\"wp-image-19261\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>I like <a href=\"https:\/\/www.webmonkey.com\/apps-like-mistplay\/\">apps like Mistplay<\/a> in particular since you can cash out at only $0.50 for prizes like Amazon gift cards. The company also added PayPal rewards recently at $10.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.webmonkey.com\/go\/Mistplay\" target=\"_blank\" rel=\"nofollow noopener\"><strong>Start earning with Mistplay!<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"18_Cash-Back_Apps\"><\/span><strong>18. Cash-Back Apps<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One final category of ways to make money with your phone without investment I want to cover are <a href=\"https:\/\/www.webmonkey.com\/best-reward-apps\/\">reward apps<\/a>.<\/p>\n\n\n\n<p>Now, these types of apps&nbsp;<em>do&nbsp;<\/em>require you to spend money on purchases to earn cash back. But if you have to buy everyday essentials anyway, why not <a href=\"https:\/\/www.webmonkey.com\/get-paid-to-shop\/\">get paid to shop<\/a>?<\/p>\n\n\n\n<p><strong>Some of the top cash-back apps I've used for years and suggest checking out include<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.webmonkey.com\/bridge-money-app-review\/\">Bridge Money<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/is-ibotta-legit\/\">Ibotta<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/is-fetch-rewards-legit\/\">Fetch<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/is-dosh-legit\/\">Dosh<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/pogo-app-review\/\">Pogo<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/upside-app-review\/\">Upside<\/a><\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"650\" height=\"315\" src=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Bridge-Money-app-1.jpg\" alt=\"\" class=\"wp-image-24035\" srcset=\"https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Bridge-Money-app-1.jpg 650w, https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/Bridge-Money-app-1-300x145.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>With just a few apps, you should be able to earn a steady stream of passive cash and gift cards. And again, you can earn these rewards for buying products you normally buy&nbsp;<em>anyways<\/em>.<\/p>\n\n\n\n<p>\ud83d\udc49&nbsp;<strong><a href=\"https:\/\/www.webmonkey.com\/go\/bridgemoney\" target=\"_blank\" rel=\"nofollow noopener\">Earn passive income with Bridge Money!<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_The_Best_Money_Earning_Games_Without_Investment\"><\/span><strong>What Are The Best Money Earning Games Without Investment?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some of my favorite money earning games without investment requirements include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/cashgiraffe\" target=\"_blank\" rel=\"nofollow noopener\">Cash Giraffe<\/a> (Android)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/freecash\" target=\"_blank\" rel=\"nofollow noopener\">Freecash<\/a> (PC)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/rewarded-play\" target=\"_blank\" rel=\"nofollow noopener\">Rewarded Play<\/a> (Android)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/is-lucky-match-legit\/\">Lucky Match<\/a> (iOS)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/myfreeapp\" target=\"_blank\" rel=\"nofollow noopener\">MyFreeApp<\/a> (PC)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmonkey.com\/go\/Swagbucks\" target=\"_blank\" rel=\"nofollow noopener\">Swagbucks<\/a> (PC)<\/li>\n<\/ul>\n\n\n\n<p>Just note that some of these platforms also have game offers that pay you for spending money or reaching a certain in-game milestone. These offers tend to be more lucrative than completely non-investment offers. However, you can stick to free offers if you want to keep things simple.<\/p>\n\n\n\n<p>Our post on the best free online games to win real money with no deposit has even more options for you to try.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Can_You_Earn\"><\/span><strong>How Much Can You Earn?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In my experience, making $10 to $50 a month with these no investment money apps is realistic. You can earn more if you spend more time with surveys and <a href=\"https:\/\/www.webmonkey.com\/legit-cash-games\/\">cash gaming apps<\/a>, but this isn't a full-time income opportunity.<\/p>\n\n\n\n<p>At the end of the day, these types of apps are an easy <a href=\"https:\/\/www.webmonkey.com\/side-hustles-from-your-phone\/\">phone side hustle<\/a> anyone can start. But you should have realistic expectations about earning potential. Additionally, stick with passive earning apps if you don't want to spend more time on your phone each day.<\/p>\n\n\n\n<p><strong>Extra Reading &#8211; <a href=\"https:\/\/www.webmonkey.com\/apps-that-pay-you-real-money-instantly\/\">The Best Apps That Pay Real Money Instantly<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Well, there you have it: 12 of my all-time favorite money earning apps that don't require investment.<\/p>\n\n\n\n<p>There are so many ways to <a href=\"https:\/\/www.webmonkey.com\/make-money-online-without-paying\/\">make money online without spending anything<\/a>. This includes phone hustles, and I hope at least one of these apps lets you get started.<\/p>\n\n\n\n<p>If you want even more ideas, you can also read my post on the <a href=\"https:\/\/www.webmonkey.com\/highest-paying-apps\/\">25+ highest paying apps<\/a>. This guide includes apps for both Android and iOS devices, so you're sure to find something that works!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you want to make money in your spare time without having to spend money? If the answer is yes, then these money making apps without investment are up your alley. I&#8217;ve been testing out ways to make money with phones for years at this point. And in this post, I&#8217;m sharing 12 of my&#8230;<\/p>\n","protected":false},"author":100,"featured_media":23348,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"rank_math_lock_modified_date":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[148],"tags":[],"class_list":["post-23347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-making-money-online"],"acf":[],"taxonomy_info":{"category":[{"value":148,"label":"Making Money Online"}]},"featured_image_src_large":["https:\/\/www.webmonkey.com\/wp-content\/uploads\/2024\/02\/money-earning-apps-without-investment-1024x796.jpg",1024,796,true],"author_info":{"display_name":"Tom Blake","author_link":"https:\/\/www.webmonkey.com\/author\/thisonlineworld\/"},"comment_info":0,"category_info":[{"term_id":148,"name":"Making Money Online","slug":"making-money-online","term_group":0,"term_taxonomy_id":148,"taxonomy":"category","description":"","parent":0,"count":142,"filter":"raw","cat_ID":148,"category_count":142,"category_description":"","cat_name":"Making Money Online","category_nicename":"making-money-online","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/posts\/23347"}],"collection":[{"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/comments?post=23347"}],"version-history":[{"count":0,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/posts\/23347\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/media\/23348"}],"wp:attachment":[{"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/media?parent=23347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/categories?post=23347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.webmonkey.com\/wp-json\/wp\/v2\/tags?post=23347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}